Everyday banking, made simple.
Open a checking or savings account, apply for a card, and manage it all online — with customer support whenever you need it.
A few of the ways to bank with Zest.
Zest Free Checking
No minimum balance, no monthly fee, and a debit card that works the moment you open the account.
Learn moreHigh-Yield Savings
Watch your balance grow with a rate that actually keeps up, and automatic round-ups on every purchase.
Learn moreZest Rewards Card
Earn cash back on everyday spending with no annual fee and instant spending alerts.
Learn moreReady when you are
Opening an account takes about five minutes. You’ll need your Social Security number, a government ID and your current address.
Open an accountBanking you can trust
Zest Bank monitors every sign-in and every payment for signs of fraud, and we will never ask you to move money to a “safe account”.
How we protect you